The Either / Or Financial Decision
Posted on:When it comes to making financial decisions most people focus on either\or scenarios; that is making a tactical decision that may or may not reflect a larger financial strategy or wealth accumulation context. We often see these types of isolated, one-off decision choices in media articles that pose dilemmas such as: Is it better to invest in an RRSP or pay down your mortgage? Should you take your…
Read MoreQE Continues
Posted on:Quantitative Easing, otherwise referred to in the media as 'QE', refers to governments printing money out of thin air in order to stimulate economic growth. The US ended their program of QE in late 2014. The impression this left with many people was that the need for economic stimulus ended. This also goes hand in hand with the media theme that U.S. consumers have been deleveraging by paying down…
Read MoreInsurance for Young Adults
Posted on:As they take the big step of moving out of their parents' home and into their first apartment or other living quarters, the last thing on a young person's mind is insurance. Yet, this is an area of great importance as they also begin their journey on the road to financial wealth and health. There are several different types of insurance services that young adults should consider from property…
Read MoreSteps to Complete When Selling Your Home
Posted on:Gordon and Anne lived in the same house for over 30 years. Now that their children are grown and it was becoming more difficult for them to manage the house, they decided to downsize. Here is what Gordon and Anne did to get the best price they could when they sold their home: De-cluttered - Like many, they had a lot of stuff in their house. After passing on family heirlooms to their children,…
Read MoreThe RRSP Conversation
Posted on:With the RRSP contribution deadline of March 2nd fast approaching many people will reflexively make a deposit to their RRSP. Many will use online banking to throw money into the RRSP at the last minute vowing to figure out how to invest it later. But life gets in the way and later never happens and the contribution sits in daily interest account earning little or no interest. So why contribute…
Read More
